Insurance? Hmmm ... not yet ..... That's probably our comments if there is an insurance agent offering insurance products to us. There are many things that make us (the people) are afraid to buy insurance products.
In this post I try to review some of the things that make people scared to buy insurance products.
1. Have not felt the need of insurance.
At this point, many people who find themselves without need of protection, most of those reasons are:
- Still young, then they feel to be alive for long. So they refuse to buy a life insurance policy for example. For this class of society, they may not realize that death can happen at any time.
- Do not have money, they objected to the burden of premiums that must be paid if they have an insurance policy.
- There are still healthy, they think that having an insurance policy if they are sick, making it beneficial for them.
- Not to think about legacy. People's perceptions are a number of heritage assets will be given to their offspring when they later died. Usually in the form of land or houses.
2. The growing disillusionment with the insurance management company.
Many adverse events experienced by people who already have insurance policies, so the impact on other communities. For example:
- Insurance companies liquidated / bankrupt.
- Money premiums taken away by the agent.
- Claim a long drop or no drop at all.
- Anybody want to add?
3. Awareness of the importance of protection.
This point may be related to the first point above. Awareness of the importance of protecting one's own will is not yet evenly. A lot of people out there who feel that buying insurance products such as being robbed, because they thought their money would be lost.
Maybe there's more other fears that I have not written. Among you may want to add your experience about good insurance if shared with me and other readers.
Well ... all back on your opinion about the insurance. Want to say that insurance is important, please. want to reject as well please.
But maybe we should do is to stay positive when dealing with insurance agents who offer their products. Study it carefully in case there is a profitable product for us.